TDS Calculator

Pick a TDS section, enter the payment, and see the TDS to deduct and the net payable. Free, instant, and no signup.

How TDS is calculated

TDS, or tax deducted at source, is a percentage the payer holds back from a payment and deposits with the government on the payee's behalf. The rate depends on the section, which depends on the type of payment, such as contractor work, rent, or professional fees. If the payee has not given a PAN, the rate is the higher of the normal rate or 20 percent.

TDS usually applies only when the payment crosses a threshold for that section. This tool computes the deduction on the amount you enter, so apply the threshold yourself before deducting.

TDS before or after GST

TDS is deducted on the amount before GST, that is on the taxable value, when the GST is shown separately on the invoice. This follows CBDT Circular 23 of 2017. So if an invoice is 1,00,000 plus 18,000 GST, TDS is computed on 1,00,000, not on 1,18,000. If GST is not shown separately, TDS applies on the whole amount.